For members who have registered for online access to their retirement accounts, you can review your designations by simply logging into the ERSRI Member Portal, navigating to the “My Pension” section, and selecting “View My Pension Profile”.
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Ordinary Disability
An ordinary disability pension is a benefit available to active members who are physically or mentally unable to perform their job due to illness or injury that did not occur at work.
To apply for a disability pension, please contact ERSRI at (401)-462-7600. The ERSRI Member Service Center is open Monday - Friday from 8:30 a.m. until 4:00 p.m.
Accidental Disability
An accidental disability pension is a benefit available to members who are physically or mentally unable to perform their job as a result of an accident that happened at work.
Final Average Salary (FAS)
Depending on the schedule that applies to you, ERSRI will use the average of your highest 3 or 5 consecutive years of salary to calculate your pension benefit. This value is known as your Final Average Salary (FAS).
Service Credit Factor
Each year you work for a participating employer, you accrue a percentage of your salary (your accruals) which are added together to determine your service credit factor. For example, if you had a 1% accrual per year and worked for 30 years your Service Credit Factor would be 30%. For more information on the annual accrual percent by schedule type, use the link below.
Schedule
Your schedule is determined by your employer, the date you were hired, and the number of years of service you had at certain points in time. Use the link below to learn more about schedule types and retirement eligibility.
How to Review Your ERSRI Beneficiary Information Online
Beginning in 2012, most state employees, teachers, and municipal employees began making mandatory pre-tax contributions to their Defined Contribution Plan, in addition to making a required contribution to the Defined Benefit Plan. For ERSRI, the Defined Contribution Plan is managed by TIAA.
Your employer also makes a mandatory contribution to your Defined Contribution account. You are vested in the portion you contribute immediately; you are vested in the portion contributed by your employer after 3 years. Employees with 20 or more years of service as of June 30, 2012 stopped contributing to the Defined Contribution Plan (as of July 1, 2015). If you are a member in this group, you continue to own your account with TIAA. Members may not withdraw their contributions from TIAA until they have separated from service.
For more information about your TIAA contribution rates, click the link below.
1099-R Information
ESRI issues 1099-R forms for retirees by January 31st of each year. Click the link below to learn more about 1099-Rs.
Retiree Healthcare Resources
ERSRI does not administer retiree health benefits. State employees and public school teachers may be eligible for benefits through the Rhode Island Office of Employee Benefits. To learn more or if you have questions, visit the Office of Employee Benefits using the link below, or contact them by phone at (401)-574-8530.
MERS members should contact their employer for inquiries regarding health benefits that may be available to them.
For members who are eligible for Medicare, please contact Via Benefits at (844)-448-7298 or visit their website using the link below to review your plan options.
QDRO Model Multiple Beneficiaries
The QDRO Model for multiple beneficiaries is for active state employees or teacher members only.
